One API, all the
real-time cash flow data you want
ForwardAI is pioneering the cash flow short-term lending process with a simple, easy-to-use API that automates 145+ real-time accounting data points to predict a small business’s future financial viability.

Our API provides real-time, rich data on:

Historical &
Forward-Looking Data
In both JSON & PDF formats.
Forecasting
Real-time cash flow forecasting based on accounting data.

Short-term Cash Flow Forecasting
Based on transactional data daily, weekly & monthly, up to 12 months.

Long-term Cash Flow Forecasting
Based on a small business’s cash flow statement with trend analysis.
Insights
Review accounting intelligence, not accounting data with metrics and insights for informed decision making.

Detailed Analytics
Detailed view of the top revenue months, top customers & vendors, top inflows/ outflows, profit & loss, balance sheet & much more.

Proprietary Financial Health Scoring
Easy-to-understand score of a small business’s future financial viability.
Leading SMB Accounting
Software Providers
QuickBooks, Xero, FreshBooks, Sage, NetSuite, Zoho Books,
ClearBooks, FreeAgent, Microsoft Dynamics 365, MYOB, Reckon
One, Wave and more coming
soon.
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QuickBooks
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ClearBooks
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FreeAgent
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NetSuite
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FreshBooks
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Zoho Books
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Reckon One
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Wave
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Sage
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Microsoft
Dynamics 365 -
MYOB
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Xero
Risk & Trends
Accurately assess the creditworthiness of a small business.

Numerous Risk Attributes
DSO, DPO, CEI, Days Cash in Hand, Customers at Risk, Probability of Default & more.

Trends & Variances
Income, expenses, receivables, payables, profit & loss, balance sheet, cash flow statement & more.
Data Structure & Validation
Our API delivers data in a highly structured format and is able to validate accuracy from both accounting and banking records.

Normalized Accounting Data
ForwardAI’s mapping technology delivers a universal format of data to our customers, regardless of the source of origination.

Banking & Accounting Data Cross-Reference
We compare trusted banking data with accounting data, as it changes to match with appropriate receivables and payables.
Industries Served

Small Business Lenders
Leverage ForwardAI API technology for credit decisions and on-going evaluation your small business customers’ financial health.

Trade Finance
Leverage ForwardAI API technology for credit decisions and on-going evaluation your small business customers’ financial health.
Accounting & Audit
Leverage ForwardAI API technology for your own internal evaluation on your small business customers.

Insurance
Leverage ForwardAI API technology for credit decisions.

Technology Platform Providers
Use our API to enhance white-label platform solutions and core service offerings to your customers.

Resellers
Our API adds fast and accurate cash flow data as a service to your core customer offerings.

Payments
Leverage ForwardAI API technology for credit decisions.

AML/KYB
The ForwardAI API provides an alternative data stream for granularity, authentication and data anomalies.
